Loans

Agricultural, gold and personal loan schemes for our members

Current Interest Rates

7.00% Agricultural Loans
12.00% Non-Agricultural Loans
8.75% Gold Loan (3 months)
9.75% Gold Loan (6 months)

Rates are indicative and subject to change. Please contact the branch for the applicable rate, eligibility criteria, documentation and repayment terms for your chosen scheme.

Agricultural Loans

Supporting farmers and agricultural enterprise across Mathilakam

Tap a scheme to see its details.

🌾 Kissan Credit Card (KCC)
Purpose
Short-term credit for crop cultivation and farm expenses.
Rate of Interest
7.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
🌾 KCC Gold
Purpose
Kissan Credit Card facility against gold security.
Rate of Interest
7.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
🌾 CC ICADP
Purpose
Integrated Coconut Agri Development Programme — cash credit for coconut farming.
Rate of Interest
7.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
🌾 KCC SLF Gold Scheme
Purpose
Short-term liquidity facility for farmers against gold.
Rate of Interest
7.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
🌾 Pravasi ES Loan KCC
Purpose
Kissan Credit Card scheme for returning non-resident Keralites.
Rate of Interest
7.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan

Non-Agricultural Loans

Personal, business, education and welfare loan schemes

Tap a scheme to see its details.

💠 Mortgage Loan up to ₹50 Lakhs
Purpose
Loan against property for major personal or business needs.
Loan Amount
Up to ₹50,00,000
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.
Enquire About This Loan
💠 Mortgage Loan EMI Scheme
Purpose
Property-backed loan repaid in equated monthly instalments.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Hire Purchase Loan
Purpose
Finance for purchase of vehicles and equipment on hire purchase terms.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Sthree Sakthi Self Help
Purpose
Credit support for women self-help groups.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Roofing Loan
Purpose
Finance for house roofing and repair work.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Sewing Machine Loan
Purpose
Small loan for purchase of a sewing machine for self-employment.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 SGSY Loan
Purpose
Swarnajayanti Gram Swarozgar Yojana self-employment loan.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 PRC Loan (Employees Certificate)
Purpose
Personal loan against employer certificate for salaried members.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Education Loan
Purpose
Finance for higher education tuition and related expenses.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Computer Loan
Purpose
Loan for purchase of a computer or laptop.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Sumedha Loan for IAS Training
Purpose
Support for civil services coaching and training expenses.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 PAPSCO Solar Loan
Purpose
Finance for rooftop solar installation under PAPSCO Solar Solutions.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Solar Interest Free Loan
Purpose
Interest-free solar financing scheme.
Rate of Interest
0.00% (interest free)
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Daily Collections Loan
Purpose
Small loan repaid through daily doorstep collection.
Repayment
Daily collection via M Banker
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.
Enquire About This Loan
💠 Kudumbasree Daily Collections Loan
Purpose
Daily collection loan for Kudumbasree unit members.
Repayment
Daily collection
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.
Enquire About This Loan
💠 Auto Drivers Daily Collections Loan
Purpose
Daily collection loan for auto rickshaw drivers.
Repayment
Daily collection
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.
Enquire About This Loan
💠 Goat Rearing Loan
Purpose
Finance for goat rearing and animal husbandry.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Freedom Two Wheeler Loan
Purpose
Finance for purchase of a two wheeler.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Malsya Samruthi
Purpose
Credit support for fisheries and allied activities.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Gosree Kissan Loan
Purpose
Loan scheme for dairy and cattle farming.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Bio Gas Loan
Purpose
Finance for installation of a domestic bio gas plant.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Vanitha Micro Finance Loan (PVMF)
Purpose
Micro finance for women entrepreneurs.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Women Empowerment Loan
Purpose
Credit support for women-led income generating activities.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Resurgent Kerala
Purpose
Rebuilding assistance loan under the Resurgent Kerala scheme.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 Muttathe Mulla
Purpose
Micro credit scheme for household enterprise.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan
💠 MDS Kaippada Loan
Purpose
Loan linked to MDS savings for Kaippada cultivation.
Rate of Interest
12.00% per annum
Security
Security applicable as per RBI guidelines prescribed from time to time.

Contact the branch for eligibility, documentation and repayment details.

Enquire About This Loan

Need help choosing a loan?

Our loan officers will walk you through eligibility, documents and repayment options.